COVID has been hard on a lot of us and has affected every area of our lives. We’ve covered Covid housing assistance programs on the blog before, and today will introduce a new program: the Michigan Homeowner Assistance Fund (MIHAF).
What is it?
- The Michigan Homeowner Assistance Fund (MIHAF) is a statewide program that uses federal resources to provide financial assistance to homeowners who have fallen behind on homeownership-related expenses because of the COVID-19 pandemic.
Who’s eligible?
- Must be able to demonstrate having a “pandemic-related financial hardship” on or after January 21, 2020.
- This includes:
- Reduction in income or increase in living expenses related to COVID that led to risks in the delinquency or default of a mortgage, foreclosure, loss of utilities, or displacement of homeowner.
- Must own and occupy a home as a primary residence.
- Must have a household income equal or less than 150% of the median income for their residence area.
More information:
- Homeowners can use MIHAF funds for:
- Delinquent mortgage/housing expenses, such as delinquent payments, property tax or
insurance escrow shortages - Delinquent land contract payments, mobile home consumer loan payments or
contracted mobile home park lot payments - Delinquent property taxes
- Delinquent condominium/homeowners’ association fees
- Delinquent homeowner’s insurances, hazard, flood, or mortgage insurance (if not
escrowed) - Delinquent utilities, such as gas, electric, water, and sewer
- Delinquent internet broadband services
- Delinquent mortgage/housing expenses, such as delinquent payments, property tax or
How to apply:
- Call (844) 756-4423
- Visit michigan.gov/MIHAF
- It only takes 20 minutes to complete an application.
- Please note that there is currently a 3-4 week waiting period to process applications.
- Must have an email address to apply!
Click below to download flyers
