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Welcome to the Senior Resource Connect blog. You can visit the blog each Wednesday at 10am for the latest information about aging, caregiving, COVID, and local resources.

Covid Assistance for Homeowners

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COVID has been hard on a lot of us and has affected every area of our lives. We’ve covered Covid housing assistance programs on the blog before, and today will introduce a new program: the Michigan Homeowner Assistance Fund (MIHAF).  

What is it? 

  • The Michigan Homeowner Assistance Fund (MIHAF) is a statewide program that uses federal resources to provide financial assistance to homeowners who have fallen behind on homeownership-related expenses because of the COVID-19 pandemic.  
     

Who’s eligible? 

  • Must be able to demonstrate having a “pandemic-related financial hardship” on or after January 21, 2020.  
  • This includes: 
    • Reduction in income or increase in living expenses related to COVID that led to  risks in the delinquency or default of a mortgage, foreclosure, loss of utilities, or displacement of homeowner.  
  • Must own and occupy a home as a primary residence. 
  • Must have a household income equal or less than 150% of the median income for their residence area. 

More information: 

  • Homeowners can use MIHAF funds for:  
    • Delinquent mortgage/housing expenses, such as delinquent payments, property tax or 
      insurance escrow shortages 
    • Delinquent land contract payments, mobile home consumer loan payments or 
      contracted mobile home park lot payments 
    • Delinquent property taxes 
    • Delinquent condominium/homeowners’ association fees 
    • Delinquent homeowner’s insurances, hazard, flood, or mortgage insurance (if not 
      escrowed) 
    • Delinquent utilities, such as gas, electric, water, and sewer 
    • Delinquent internet broadband services  

How to apply: 

  • Call (844) 756-4423 
  • Visit michigan.gov/MIHAF 
  • It only takes 20 minutes to complete an application.  
  • Please note that there is currently a 3-4 week waiting period to process applications.  
  • Must have an email address to apply!  
    • You can sign up for a free email account using Gmail or Yahoo 

Click below to download flyers

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